@import url("https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700&display=swap");

html {
    -webkit-text-size-adjust: 100%;
    text-size-adjust: 100%;
}

.policy-page {
    background: #f6f7fa;
    font-family: "Poppins", Arial, sans-serif;
    color: #2d3748;
    overflow-x: hidden;
    width: 100%;
    max-width: 100%;
}

.policy-page *,
.policy-page *::before,
.policy-page *::after {
    box-sizing: border-box;
}

.policy-hero,
.policy-section {
    width: 100%;
    max-width: 100%;
}

.policy-hero .container,
.policy-section .container {
    width: 100%;
    max-width: 1400px;
    padding-left: max(16px, env(safe-area-inset-left));
    padding-right: max(16px, env(safe-area-inset-right));
    margin-left: auto;
    margin-right: auto;
}

.policy-hero {
    background:
        radial-gradient(circle at top right, rgba(247, 179, 28, 0.18), transparent 36%),
        linear-gradient(135deg, #041c4a 0%, #0b2c66 52%, #163a7a 100%);
    padding: 72px 0 66px;
    color: #fff;
    text-align: center;
}

.policy-hero-kicker {
    display: inline-block;
    margin-bottom: 14px;
    padding: 6px 14px;
    border: 1px solid rgba(247, 179, 28, 0.45);
    border-radius: 30px;
    color: #f7b31c;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1.4px;
    text-transform: uppercase;
}

.policy-hero h1 {
    margin: 0 auto 12px;
    max-width: 920px;
    font-size: clamp(26px, 4.6vw, 48px);
    font-weight: 700;
    letter-spacing: 0.3px;
    line-height: 1.25;
    word-break: break-word;
}

.policy-hero p {
    max-width: 720px;
    margin: 0 auto 18px;
    padding: 0 8px;
    color: rgba(255, 255, 255, 0.82);
    font-size: clamp(14px, 2.2vw, 16px);
    line-height: 1.75;
}

.policy-crumbs {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.78);
    line-height: 1.6;
    word-break: break-word;
}

.policy-crumbs a {
    color: #fff;
    text-decoration: none;
}

.policy-crumbs a:hover {
    color: #f7b31c;
}

.policy-section {
    padding: 70px 0 90px;
}

.policy-layout {
    display: grid;
    grid-template-columns: 280px minmax(0, 1fr);
    gap: 36px;
    align-items: start;
}

.policy-sidebar {
    position: sticky;
    top: 24px;
    min-width: 0;
}

.policy-nav-card,
.policy-help-card,
.policy-article {
    min-width: 0;
    max-width: 100%;
}

.policy-nav-card,
.policy-help-card {
    background: #fff;
    border: 1px solid #e6eaf2;
    box-shadow: 0 8px 24px rgba(4, 28, 74, 0.05);
}

.policy-nav-card {
    margin-bottom: 20px;
    overflow: hidden;
}

.policy-nav-card h3,
.policy-help-card h3 {
    margin: 0;
    padding: 18px 20px;
    background: #041c4a;
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.6px;
    text-transform: uppercase;
}

.policy-nav-card ul {
    list-style: none;
    margin: 0;
    padding: 10px 0;
}

.policy-nav-card li a {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 18px;
    color: #4a5568;
    font-size: 14px;
    font-weight: 500;
    text-decoration: none;
    border-left: 3px solid transparent;
    transition: 0.25s ease;
    word-break: break-word;
}

.policy-nav-card li a i {
    width: 16px;
    flex-shrink: 0;
    color: #f7b31c;
}

.policy-nav-card li a:hover,
.policy-nav-card li a.active {
    background: #fff8eb;
    color: #041c4a;
    border-left-color: #f7b31c;
}

.policy-help-card {
    padding-bottom: 8px;
}

.policy-help-card .help-body {
    padding: 18px 20px 8px;
}

.policy-help-card p {
    margin: 0 0 14px;
    color: #5a6577;
    font-size: 13.5px;
    line-height: 1.7;
}

.policy-help-card a {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 12px;
    color: #041c4a;
    font-size: 13.5px;
    font-weight: 500;
    text-decoration: none;
    line-height: 1.6;
    overflow-wrap: anywhere;
    word-break: break-word;
}

.policy-help-card a i {
    margin-top: 3px;
    flex-shrink: 0;
    color: #f7b31c;
}

.policy-help-card a:hover {
    color: #d89022;
}

.policy-article {
    background: #fff;
    border: 1px solid #e6eaf2;
    box-shadow: 0 10px 30px rgba(4, 28, 74, 0.05);
    padding: 48px 52px 56px;
}

.policy-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 14px 24px;
    margin-bottom: 28px;
    padding-bottom: 22px;
    border-bottom: 1px solid #edf0f5;
    color: #6b7280;
    font-size: 13px;
}

.policy-meta span {
    display: inline-flex;
    align-items: flex-start;
    gap: 8px;
    min-width: 0;
    line-height: 1.5;
    overflow-wrap: anywhere;
}

.policy-meta i {
    margin-top: 3px;
    flex-shrink: 0;
    color: #f7b31c;
}

.policy-intro {
    margin-bottom: 8px;
    padding: 22px 24px;
    background: #f8fafc;
    border-left: 4px solid #f7b31c;
}

.policy-intro p {
    margin-bottom: 0;
}

.policy-toc {
    margin: 32px 0 8px;
    padding: 22px 24px 10px;
    background: #fbfcfe;
    border: 1px solid #edf0f5;
}

.policy-toc h2 {
    margin: 0 0 14px !important;
    padding: 0 !important;
    border: 0 !important;
    font-size: 16px !important;
}

.policy-toc ol {
    margin: 0;
    padding: 0 0 8px 20px;
    columns: 2;
    column-gap: 28px;
}

.policy-toc li {
    margin-bottom: 8px;
    break-inside: avoid;
    page-break-inside: avoid;
}

.policy-toc a {
    color: #163a7a;
    font-size: 13.5px;
    text-decoration: none;
    word-break: break-word;
}

.policy-toc a:hover {
    color: #d89022;
}

.policy-article h2 {
    margin: 40px 0 16px;
    padding-bottom: 10px;
    border-bottom: 1px solid #eef1f6;
    color: #041c4a;
    font-size: clamp(18px, 2.2vw, 22px);
    font-weight: 700;
    line-height: 1.4;
    scroll-margin-top: 24px;
    word-break: break-word;
}

.policy-article h3 {
    margin: 26px 0 12px;
    color: #163a7a;
    font-size: clamp(16px, 1.8vw, 17px);
    font-weight: 600;
    line-height: 1.45;
    word-break: break-word;
}

.policy-article p,
.policy-article li {
    color: #4a5568;
    font-size: 15.5px;
    line-height: 1.9;
}

.policy-article p {
    margin: 0 0 16px;
    text-align: justify;
    overflow-wrap: anywhere;
}

.policy-article ul,
.policy-article ol {
    margin: 0 0 18px;
    padding-left: 22px;
}

.policy-article li {
    margin-bottom: 8px;
    padding-left: 2px;
}

.policy-article a {
    color: #0b2c66;
    font-weight: 600;
    text-decoration: none;
    overflow-wrap: anywhere;
}

.policy-article a:hover {
    color: #d89022;
}

.policy-note,
.policy-warning {
    margin: 22px 0;
    padding: 18px 20px;
    border-radius: 2px;
}

.policy-note {
    background: #fff8eb;
    border: 1px solid #f3e0b5;
}

.policy-warning {
    background: #fff5f5;
    border: 1px solid #f3c6c6;
}

.policy-note p,
.policy-warning p {
    margin: 0;
}

.policy-table-wrap {
    width: 100%;
    max-width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    margin: 8px 0 22px;
    border: 1px solid #e6eaf2;
}

.policy-table {
    width: 100%;
    min-width: 560px;
    border-collapse: collapse;
    background: #fff;
}

.policy-table th,
.policy-table td {
    padding: 13px 14px;
    border: 1px solid #e6eaf2;
    text-align: left;
    vertical-align: top;
    font-size: 14px;
    line-height: 1.7;
    word-break: break-word;
}

.policy-table th {
    background: #041c4a;
    color: #fff;
    font-weight: 600;
    white-space: nowrap;
}

.policy-table tr:nth-child(even) td {
    background: #f8fafc;
}

.policy-contact-box {
    margin-top: 36px;
    padding: 26px 28px;
    background: #041c4a;
    color: #fff;
}

.policy-contact-box h2 {
    margin: 0 0 12px !important;
    padding: 0 !important;
    border: 0 !important;
    color: #fff !important;
}

.policy-contact-box p,
.policy-contact-box li {
    color: rgba(255, 255, 255, 0.86);
}

.policy-contact-box ul {
    padding-left: 18px;
}

.policy-contact-box a {
    color: #f7b31c;
    overflow-wrap: anywhere;
}

.policy-contact-box a:hover {
    color: #fff;
}

@media (max-width: 1199px) {
    .policy-layout {
        grid-template-columns: 250px minmax(0, 1fr);
        gap: 28px;
    }

    .policy-article {
        padding: 40px 36px 48px;
    }
}

@media (max-width: 991px) {
    .policy-hero {
        padding: 52px 0 46px;
    }

    .policy-section {
        padding: 36px 0 56px;
    }

    .policy-layout {
        display: flex;
        flex-direction: column;
        gap: 20px;
    }

    .policy-sidebar {
        position: static;
        display: contents;
    }

    .policy-nav-card {
        order: 1;
        margin-bottom: 0;
    }

    .policy-article {
        order: 2;
        padding: 32px 24px 40px;
    }

    .policy-help-card {
        order: 3;
    }

    .policy-nav-card ul {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 8px;
        padding: 14px;
    }

    .policy-nav-card li a {
        height: 100%;
        padding: 12px 12px;
        border: 1px solid #eef1f6;
        border-left: 3px solid transparent;
        background: #fbfcfe;
        font-size: 13px;
        line-height: 1.4;
    }

    .policy-nav-card li a.active,
    .policy-nav-card li a:hover {
        border-color: #f3e0b5;
        border-left-color: #f7b31c;
    }

    .policy-toc ol {
        columns: 1;
    }

    .policy-help-card .help-body {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 4px 16px;
    }

    .policy-help-card .help-body p {
        grid-column: 1 / -1;
    }
}

@media (max-width: 767px) {
    .policy-hero {
        padding: 42px 0 36px;
    }

    .policy-hero-kicker {
        margin-bottom: 10px;
        padding: 5px 12px;
        font-size: 11px;
        letter-spacing: 1px;
    }

    .policy-hero h1 {
        margin-bottom: 10px;
        font-size: clamp(24px, 7vw, 32px);
    }

    .policy-hero p {
        margin-bottom: 14px;
        padding: 0;
        line-height: 1.65;
    }

    .policy-crumbs {
        font-size: 13px;
    }

    .policy-article {
        padding: 26px 18px 34px;
    }

    .policy-meta {
        flex-direction: column;
        gap: 10px;
        margin-bottom: 22px;
        padding-bottom: 16px;
    }

    .policy-intro,
    .policy-toc,
    .policy-note,
    .policy-warning {
        padding: 16px 14px;
    }

    .policy-toc {
        margin-top: 24px;
    }

    .policy-article h2 {
        margin-top: 28px;
        scroll-margin-top: 16px;
    }

    .policy-article h3 {
        margin-top: 20px;
    }

    .policy-article p,
    .policy-article li {
        font-size: 14.5px;
        line-height: 1.75;
        text-align: left;
    }

    .policy-article ul,
    .policy-article ol {
        padding-left: 18px;
    }

    .policy-table {
        min-width: 480px;
    }

    .policy-table th,
    .policy-table td {
        padding: 10px 11px;
        font-size: 13px;
    }

    .policy-contact-box {
        margin-top: 28px;
        padding: 20px 16px;
    }

    .policy-help-card .help-body {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 575px) {
    .policy-section {
        padding: 24px 0 40px;
    }

    .policy-nav-card ul {
        grid-template-columns: 1fr;
        gap: 6px;
        padding: 12px;
    }

    .policy-nav-card li a {
        padding: 11px 12px;
    }

    .policy-article {
        padding: 22px 14px 30px;
        box-shadow: 0 4px 16px rgba(4, 28, 74, 0.04);
    }

    .policy-table {
        min-width: 430px;
    }

    .policy-nav-card h3,
    .policy-help-card h3 {
        padding: 14px 16px;
        font-size: 13px;
    }
}

@media (max-width: 400px) {
    .policy-hero {
        padding: 34px 0 30px;
    }

    .policy-hero h1 {
        font-size: 22px;
    }

    .policy-hero p,
    .policy-crumbs {
        font-size: 13px;
    }

    .policy-article p,
    .policy-article li {
        font-size: 14px;
    }

    .policy-article ul,
    .policy-article ol {
        padding-left: 16px;
    }

    .policy-table {
        min-width: 390px;
    }

    .policy-table th,
    .policy-table td {
        padding: 8px 9px;
        font-size: 12px;
    }
}

@media (min-width: 1400px) {
    .policy-layout {
        grid-template-columns: 300px minmax(0, 1fr);
        gap: 42px;
    }
}